{"id":4128,"date":"2026-08-20T13:49:33","date_gmt":"2026-08-20T17:49:33","guid":{"rendered":"https:\/\/securcredit.ca\/faq-assurance-credit\/"},"modified":"2026-09-12T13:04:46","modified_gmt":"2026-09-12T17:04:46","slug":"faq-trade-credit-insurance","status":"publish","type":"page","link":"https:\/\/securcredit.ca\/en\/faq-trade-credit-insurance\/","title":{"rendered":"FAQ Trade Credit Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4128\" class=\"elementor elementor-4128 elementor-3949\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d5c3dea elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d5c3dea\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4f93749 faq-sc\" data-id=\"4f93749\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bdac19b elementor-widget elementor-widget-heading\" data-id=\"bdac19b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7dc0435 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"7dc0435\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions\nabout Trade Credit Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6867afe elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6867afe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tEverything you need to know about trade credit insurance, accounts receivable protection, and political risk coverage.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d010462 elementor-hidden-tablet elementor-hidden-mobile elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"d010462\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9e694c9\" data-id=\"9e694c9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d8e72aa elementor-widget elementor-widget-heading\" data-id=\"d8e72aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Understanding the Product<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-af1151c\" data-id=\"af1151c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e1dcbc elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1e1dcbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4d42f6c elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4d42f6c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-74f8773\" data-id=\"74f8773\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8c600af elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\" data-id=\"8c600af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Understanding the Product<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3871bdb\" data-id=\"3871bdb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3702c45 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3702c45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-32750e5 elementor-widget__width-initial elementor-widget elementor-widget-toggle\" data-id=\"32750e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5291\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-5291\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What is trade credit insurance?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5291\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-5291\">Trade credit insurance is a policy that guarantees payment on your accounts receivable if a buyer defaults \u2014 whether through insolvency, bankruptcy, or prolonged non-payment. It protects what is often your company&#8217;s largest asset: your receivables. It also functions as a risk management tool \u2014 your insurer continuously monitors the financial health of your buyers and alerts you before a problem materializes.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5292\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-5292\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What is the difference between trade credit insurance and factoring?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5292\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-5292\"><p><strong>Factoring<\/strong> involves selling your receivables to a third party (the factor), who takes ownership and advances you the funds immediately. <strong>Trade credit insurance<\/strong> does not lend you money \u2014 it compensates your losses if a client fails to pay. The two can coexist, but serve different purposes: immediate liquidity for factoring, loss protection for credit insurance.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5293\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-5293\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Does trade credit insurance cover international risks?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5293\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-5293\"><p>Yes. In addition to commercial risk (insolvency, non-payment), policies also cover <strong>political risk<\/strong>: civil unrest, wars, embargoes, and currency transfer blockages. This makes it an essential tool for companies that export or have buyers in emerging or volatile markets.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5294\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-5294\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What is political risk insurance?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5294\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-5294\">Political risk insurance protects businesses against financial losses caused by political events beyond their control: civil unrest, armed conflict, nationalization, expropriation, trade embargoes, or currency inconvertibility. It is particularly important for companies operating internationally, where risks go beyond a buyer&#8217;s creditworthiness.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5295\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-5295\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Why work with a broker rather than going directly to an insurer?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5295\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-5295\"><p>A specialized broker like SecurCredit works for you \u2014 not for any single insurer. We compare offerings from the world&#8217;s leading credit insurers (Allianz Trade, Coface, Atradius, and others) to find the coverage best suited to your situation, at the best possible terms \u2014 <strong>at no extra cost to you<\/strong>. We also manage your ongoing insurer relationship: credit limit requests, claims, and renewals.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is trade credit insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Trade credit insurance is a policy that guarantees payment on your accounts receivable if a buyer defaults \\u2014 whether through insolvency, bankruptcy, or prolonged non-payment. It protects what is often your company&#8217;s largest asset: your receivables. It also functions as a risk management tool \\u2014 your insurer continuously monitors the financial health of your buyers and alerts you before a problem materializes.\"}},{\"@type\":\"Question\",\"name\":\"What is the difference between trade credit insurance and factoring?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><strong>Factoring<\\\/strong> involves selling your receivables to a third party (the factor), who takes ownership and advances you the funds immediately. <strong>Trade credit insurance<\\\/strong> does not lend you money \\u2014 it compensates your losses if a client fails to pay. The two can coexist, but serve different purposes: immediate liquidity for factoring, loss protection for credit insurance.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Does trade credit insurance cover international risks?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes. In addition to commercial risk (insolvency, non-payment), policies also cover <strong>political risk<\\\/strong>: civil unrest, wars, embargoes, and currency transfer blockages. This makes it an essential tool for companies that export or have buyers in emerging or volatile markets.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What is political risk insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Political risk insurance protects businesses against financial losses caused by political events beyond their control: civil unrest, armed conflict, nationalization, expropriation, trade embargoes, or currency inconvertibility. It is particularly important for companies operating internationally, where risks go beyond a buyer&#8217;s creditworthiness.\"}},{\"@type\":\"Question\",\"name\":\"Why work with a broker rather than going directly to an insurer?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>A specialized broker like SecurCredit works for you \\u2014 not for any single insurer. We compare offerings from the world&#8217;s leading credit insurers (Allianz Trade, Coface, Atradius, and others) to find the coverage best suited to your situation, at the best possible terms \\u2014 <strong>at no extra cost to you<\\\/strong>. We also manage your ongoing insurer relationship: credit limit requests, claims, and renewals.<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a381059 elementor-hidden-tablet elementor-hidden-mobile elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"a381059\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-02455d0\" data-id=\"02455d0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-97f6cba elementor-widget elementor-widget-heading\" data-id=\"97f6cba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cost &amp; Value<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1ebcc6a\" data-id=\"1ebcc6a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34a9d9f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"34a9d9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-88e56fd elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"88e56fd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3ceefba\" data-id=\"3ceefba\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3375f9 elementor-widget elementor-widget-heading\" data-id=\"c3375f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cost &amp; Value<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3c439bc\" data-id=\"3c439bc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-466086a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"466086a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-35ee3c3 elementor-widget__width-initial elementor-widget elementor-widget-toggle\" data-id=\"35ee3c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5651\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-5651\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How much does a trade credit insurance policy cost?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5651\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-5651\"><p>The premium is typically <strong>less than 0.5% of your covered B2B revenue<\/strong>. Measured against the real cost of a single significant bad debt \u2014 not counting collection time and cash flow impact \u2014 the value is generally very strong. Every situation is assessed individually. SecurCredit shops multiple insurers to get you the best terms.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5652\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-5652\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Can I use insured receivables as bank collateral?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5652\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-5652\"><p>Yes \u2014 and this is one of the most overlooked benefits. Insured receivables are far more attractive to financial institutions. Many companies use their credit insurance policy to <strong>secure better financing terms<\/strong> or increase their line of credit. At SecurCredit, we understand lender requirements and can structure your program accordingly.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5653\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-5653\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Is the premium tax-deductible?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5653\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-5653\"><p>Generally, yes \u2014 trade credit insurance premiums are treated as a <strong>deductible business expense<\/strong>. We recommend consulting your accountant to confirm the tax treatment based on your specific situation.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5654\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-5654\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Do broker fees get added on top of the insurer's premium?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5654\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-5654\"><p>No. At SecurCredit, our compensation is a commission paid directly by the insurer \u2014 <strong>you pay no more<\/strong> than if you had negotiated directly. And in most cases, our negotiating power means you end up with better terms than you would have obtained on your own.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How much does a trade credit insurance policy cost?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>The premium is typically <strong>less than 0.5% of your covered B2B revenue<\\\/strong>. Measured against the real cost of a single significant bad debt \\u2014 not counting collection time and cash flow impact \\u2014 the value is generally very strong. Every situation is assessed individually. SecurCredit shops multiple insurers to get you the best terms.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Can I use insured receivables as bank collateral?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes \\u2014 and this is one of the most overlooked benefits. Insured receivables are far more attractive to financial institutions. Many companies use their credit insurance policy to <strong>secure better financing terms<\\\/strong> or increase their line of credit. At SecurCredit, we understand lender requirements and can structure your program accordingly.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Is the premium tax-deductible?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Generally, yes \\u2014 trade credit insurance premiums are treated as a <strong>deductible business expense<\\\/strong>. We recommend consulting your accountant to confirm the tax treatment based on your specific situation.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Do broker fees get added on top of the insurer's premium?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>No. At SecurCredit, our compensation is a commission paid directly by the insurer \\u2014 <strong>you pay no more<\\\/strong> than if you had negotiated directly. And in most cases, our negotiating power means you end up with better terms than you would have obtained on your own.<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2551dfa elementor-hidden-tablet elementor-hidden-mobile elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2551dfa\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9542a6c\" data-id=\"9542a6c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d8a4274 elementor-widget elementor-widget-heading\" data-id=\"d8a4274\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How It Works<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a683d0d\" data-id=\"a683d0d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-56063f7 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"56063f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ba0409f elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ba0409f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5f07107\" data-id=\"5f07107\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6bfce93 elementor-widget elementor-widget-heading\" data-id=\"6bfce93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How It Works<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f9dbce9\" data-id=\"f9dbce9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-00f1eb1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"00f1eb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cb74b6 elementor-widget__width-initial elementor-widget elementor-widget-toggle\" data-id=\"6cb74b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1131\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1131\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How does the claims process work in practice?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1131\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1131\"><p>When a buyer fails to pay, your insurer first initiates the collections process. If collection fails or insolvency is confirmed, you file a claim. The insurer then pays you <strong>between 75% and 95% of the receivable<\/strong>, depending on your policy terms. Timelines vary by insurer, but most uncontested claims are settled within a few months of filing.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1132\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1132\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Can the insurer reduce a credit limit on one of my buyers without notice?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1132\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1132\"><p>This is a legitimate concern. Insurers continuously monitor your buyers&#8217; financial health \u2014 and if a risk is detected, a limit can be reduced or withdrawn. That said, this signal is also <strong>valuable intelligence<\/strong>: your insurer is alerting you to a potential problem before it becomes a loss. SecurCredit helps you navigate these situations and advocate on your behalf with the insurer.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1133\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1133\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Do I need to cover all my clients, or just certain ones?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1133\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1133\"><p>Both options exist. A <strong>whole-turnover policy<\/strong> covers your entire customer portfolio \u2014 the most common and comprehensive approach. Some companies prefer <strong>selective coverage<\/strong> on high-risk buyers or specific export markets. We help you identify the structure best suited to your portfolio and business objectives.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1134\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1134\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">I already have an in-house credit manager \u2014 do I still need credit insurance?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1134\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1134\"><p>Yes. Your credit manager handles day-to-day risk, but cannot <strong>absorb the financial loss<\/strong> of a major bad debt. Credit insurance complements their work \u2014 it is the safety net when management tools are no longer enough. The two are complementary, not interchangeable. In addition, the data provided by the insurer directly enriches your internal team&#8217;s work.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1135\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1135\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What if my buyer disputes the invoice to avoid payment?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1135\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1135\">Insurers assess whether the dispute is genuine or whether it is being used to mask an inability to pay. If a legitimate dispute is confirmed, the collection process is paused while you resolve the disagreement with your buyer. Coverage resumes once the dispute is settled \u2014 and if the buyer remains unable to pay, the receivable may be eligible for indemnification under your policy terms.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How does the claims process work in practice?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>When a buyer fails to pay, your insurer first initiates the collections process. If collection fails or insolvency is confirmed, you file a claim. The insurer then pays you <strong>between 75% and 95% of the receivable<\\\/strong>, depending on your policy terms. Timelines vary by insurer, but most uncontested claims are settled within a few months of filing.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Can the insurer reduce a credit limit on one of my buyers without notice?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>This is a legitimate concern. Insurers continuously monitor your buyers&#8217; financial health \\u2014 and if a risk is detected, a limit can be reduced or withdrawn. That said, this signal is also <strong>valuable intelligence<\\\/strong>: your insurer is alerting you to a potential problem before it becomes a loss. SecurCredit helps you navigate these situations and advocate on your behalf with the insurer.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Do I need to cover all my clients, or just certain ones?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Both options exist. A <strong>whole-turnover policy<\\\/strong> covers your entire customer portfolio \\u2014 the most common and comprehensive approach. Some companies prefer <strong>selective coverage<\\\/strong> on high-risk buyers or specific export markets. We help you identify the structure best suited to your portfolio and business objectives.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"I already have an in-house credit manager \\u2014 do I still need credit insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes. Your credit manager handles day-to-day risk, but cannot <strong>absorb the financial loss<\\\/strong> of a major bad debt. Credit insurance complements their work \\u2014 it is the safety net when management tools are no longer enough. The two are complementary, not interchangeable. In addition, the data provided by the insurer directly enriches your internal team&#8217;s work.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What if my buyer disputes the invoice to avoid payment?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Insurers assess whether the dispute is genuine or whether it is being used to mask an inability to pay. If a legitimate dispute is confirmed, the collection process is paused while you resolve the disagreement with your buyer. Coverage resumes once the dispute is settled \\u2014 and if the buyer remains unable to pay, the receivable may be eligible for indemnification under your policy terms.\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-db7c0d2 elementor-hidden-tablet elementor-hidden-mobile elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"db7c0d2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-746dbd6\" data-id=\"746dbd6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0d37837 elementor-widget elementor-widget-heading\" data-id=\"0d37837\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Eligibility<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c1b414a\" data-id=\"c1b414a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-742e32a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"742e32a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-391c600 elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"391c600\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-364a835\" data-id=\"364a835\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63e49c2 elementor-widget elementor-widget-heading\" data-id=\"63e49c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Eligibility<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-dec72c1\" data-id=\"dec72c1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a8fba69 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a8fba69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-a30300c elementor-widget__width-initial elementor-widget elementor-widget-toggle\" data-id=\"a30300c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1701\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1701\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">My company is small \u2014 is credit insurance right for me?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1701\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1701\"><p>Absolutely. Solutions exist for businesses of all sizes, from SMEs to large multinationals. In fact, SMEs are often the <strong>most vulnerable to bad debts<\/strong>: a single defaulting client can seriously strain their cash flow. Credit insurance is designed precisely to balance this risk \u2014 and premiums are calibrated to your volume, not a fixed fee.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1702\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1702\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Does credit insurance apply to domestic sales only, or to exports as well?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1702\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1702\"><p>Both. A policy can cover your Canadian sales, your international sales, or both simultaneously. Export credit insurance policies add political risk coverage on top of commercial risk, which is particularly relevant for more volatile markets.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1703\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1703\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">I already have a policy with another insurer \u2014 can I still consult SecurCredit?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1703\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1703\">Yes \u2014 and it is worth doing. We can review your current policy, identify coverage gaps, benchmark it against the market and help you renegotiate if needed. Several of our clients came to us after experiencing a poorly covered claim. It is better to do this exercise before a loss occurs.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"My company is small \\u2014 is credit insurance right for me?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Absolutely. Solutions exist for businesses of all sizes, from SMEs to large multinationals. In fact, SMEs are often the <strong>most vulnerable to bad debts<\\\/strong>: a single defaulting client can seriously strain their cash flow. Credit insurance is designed precisely to balance this risk \\u2014 and premiums are calibrated to your volume, not a fixed fee.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Does credit insurance apply to domestic sales only, or to exports as well?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Both. A policy can cover your Canadian sales, your international sales, or both simultaneously. Export credit insurance policies add political risk coverage on top of commercial risk, which is particularly relevant for more volatile markets.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"I already have a policy with another insurer \\u2014 can I still consult SecurCredit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes \\u2014 and it is worth doing. We can review your current policy, identify coverage gaps, benchmark it against the market and help you renegotiate if needed. Several of our clients came to us after experiencing a poorly covered claim. It is better to do this exercise before a loss occurs.\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-cc3ba01 elementor-hidden-tablet elementor-hidden-mobile elementor-section-full_width elementor-hidden-desktop elementor-section-height-default elementor-section-height-default\" data-id=\"cc3ba01\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-06bfeb8\" data-id=\"06bfeb8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-31f9eed elementor-widget elementor-widget-heading\" data-id=\"31f9eed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Travailler avec SecurCredit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-eb2db8a\" data-id=\"eb2db8a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-52b7ae4 elementor-widget__width-initial elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"52b7ae4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9efa565 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9efa565\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1e45b38\" data-id=\"1e45b38\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9476ac5 elementor-widget elementor-widget-heading\" data-id=\"9476ac5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Travailler avec SecurCredit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b453845\" data-id=\"b453845\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b7c4b4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6b7c4b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-e63ce0f elementor-widget__width-initial elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-toggle\" data-id=\"e63ce0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2411\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2411\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Pourquoi passer par un courtier plut\u00f4t que directement par un assureur?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2411\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2411\"><p style=\"border-left: 3px solid #a2cd3b; padding-left: 15px; margin-bottom: 20px; color: #1c2536; font-weight: 500;\">Un assureur vous propose sa solution. Un courtier ind\u00e9pendant met plusieurs assureurs en concurrence, n\u00e9gocie les conditions et vous repr\u00e9sente quand une limite est refus\u00e9e ou qu&#8217;une r\u00e9clamation est contest\u00e9e. La diff\u00e9rence n&#8217;appara\u00eet pas \u00e0 la signature. Elle appara\u00eet le jour o\u00f9 quelque chose ne va pas.<\/p><p>Le march\u00e9 qu\u00e9b\u00e9cois compte un nombre restreint d&#8217;assureurs actifs en cr\u00e9dit commercial, et leurs app\u00e9tits varient fortement selon le secteur, le pays et la p\u00e9riode. Un m\u00eame dossier peut recevoir des offres avec un \u00e9cart de 40% d&#8217;un assureur \u00e0 l&#8217;autre. Sans mise en concurrence, vous n&#8217;avez aucun moyen de savoir de quel c\u00f4t\u00e9 de cet \u00e9cart vous vous trouvez.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2412\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2412\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Comment SecurCredit est-elle r\u00e9mun\u00e9r\u00e9e?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2412\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2412\"><p style=\"border-left: 3px solid #a2cd3b; padding-left: 15px; margin-bottom: 20px; color: #1c2536; font-weight: 500;\">Notre r\u00e9mun\u00e9ration provient d&#8217;une commission vers\u00e9e par l&#8217;assureur retenu. Vous ne payez aucuns honoraires additionnels pour l&#8217;analyse de votre portefeuille, la mise en march\u00e9 de votre dossier, la n\u00e9gociation ou le soutien en cours d&#8217;ann\u00e9e. Au final, cela ne vous co\u00fbte rien et vous b\u00e9n\u00e9ficiez de tarifications plus avantageuses que si vous aviez d\u00e9march\u00e9 par vous-m\u00eame.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2413\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2413\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Quelle est la diff\u00e9rence entre SecurCredit et EDC?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2413\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2413\"><p style=\"border-left: 3px solid #a2cd3b; padding-left: 15px; margin-bottom: 20px; color: #1c2536; font-weight: 500;\">Ce ne sont pas des concurrents: ce sont parfois des fournisseurs, d\u2019autres fois des outils diff\u00e9rents pour viser l&#8217;atteinte de vos objectifs. EDC couvre principalement le risque \u00e0 l&#8217;exportation. Enfin, elle offre surtout des garanties de financement. Les assureurs priv\u00e9s couvrent quant \u00e0 eux l&#8217;ensemble du portefeuille (domestique et exportation) sous une seule police, avec surveillance continue des acheteurs.<\/p><p>Le meilleur montage combine parfois les deux univers, et le choix d\u00e9pend de la structure de vos ventes, de vos march\u00e9s et de vos besoins de financement. Nous travaillons avec les deux. Un courtier qui \u00e9carte syst\u00e9matiquement l&#8217;un ou l&#8217;autre vous en dit davantage sur ses priorit\u00e9s que sur votre dossier.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2414\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2414\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Nous avons d\u00e9j\u00e0 une police. Pouvez-vous l\u2019\u00e9valuer?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2414\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2414\"><p style=\"border-left: 3px solid #a2cd3b; padding-left: 15px; margin-bottom: 20px; color: #1c2536; font-weight: 500;\">Oui, et c&#8217;est souvent le point de d\u00e9part. Une revue de police compare vos conditions actuelles au march\u00e9: tarification, quote-part, franchise, d\u00e9lais de paiements, exclusions, avenants. L&#8217;exercice prend g\u00e9n\u00e9ralement moins de deux semaines et ne vous engage \u00e0 rien.<\/p><p>La mesure la plus r\u00e9v\u00e9latrice est aussi la plus rarement examin\u00e9e: votre taux d&#8217;acceptation r\u00e9el sur les demandes de limite de cr\u00e9dit. Une police au taux imbattable qui refuse le tiers de vos demandes vous co\u00fbte infiniment plus cher qu&#8217;une police correctement tarif\u00e9e qui les accepte. Le prix se lit sur la facture. La performance se lit dans les d\u00e9cisions de souscription.<\/p><table><tbody><tr><td style=\"width: 100%; padding: 25px; padding-bottom: 10px; border: unset;\">Demander une revue de police, sans frais, sans engagement.<\/td><\/tr><tr><td style=\"width: 100%; padding: 0 15px 20px 15px; border: unset;\"><a style=\"color: #122448; text-decoration: none;\" href=\"\/contact\"><button style=\"font-size: 12px;\">Parlez \u00e0 un expert<\/button><\/a><\/td><\/tr><\/tbody><\/table><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Pourquoi passer par un courtier plut\\u00f4t que directement par un assureur?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p style=\\\"border-left: 3px solid #a2cd3b; padding-left: 15px; margin-bottom: 20px; color: #1c2536; font-weight: 500;\\\">Un assureur vous propose sa solution. Un courtier ind\\u00e9pendant met plusieurs assureurs en concurrence, n\\u00e9gocie les conditions et vous repr\\u00e9sente quand une limite est refus\\u00e9e ou qu&#8217;une r\\u00e9clamation est contest\\u00e9e. La diff\\u00e9rence n&#8217;appara\\u00eet pas \\u00e0 la signature. Elle appara\\u00eet le jour o\\u00f9 quelque chose ne va pas.<\\\/p><p>Le march\\u00e9 qu\\u00e9b\\u00e9cois compte un nombre restreint d&#8217;assureurs actifs en cr\\u00e9dit commercial, et leurs app\\u00e9tits varient fortement selon le secteur, le pays et la p\\u00e9riode. Un m\\u00eame dossier peut recevoir des offres avec un \\u00e9cart de 40% d&#8217;un assureur \\u00e0 l&#8217;autre. Sans mise en concurrence, vous n&#8217;avez aucun moyen de savoir de quel c\\u00f4t\\u00e9 de cet \\u00e9cart vous vous trouvez.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Comment SecurCredit est-elle r\\u00e9mun\\u00e9r\\u00e9e?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p style=\\\"border-left: 3px solid #a2cd3b; padding-left: 15px; margin-bottom: 20px; color: #1c2536; font-weight: 500;\\\">Notre r\\u00e9mun\\u00e9ration provient d&#8217;une commission vers\\u00e9e par l&#8217;assureur retenu. Vous ne payez aucuns honoraires additionnels pour l&#8217;analyse de votre portefeuille, la mise en march\\u00e9 de votre dossier, la n\\u00e9gociation ou le soutien en cours d&#8217;ann\\u00e9e. Au final, cela ne vous co\\u00fbte rien et vous b\\u00e9n\\u00e9ficiez de tarifications plus avantageuses que si vous aviez d\\u00e9march\\u00e9 par vous-m\\u00eame.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Quelle est la diff\\u00e9rence entre SecurCredit et EDC?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p style=\\\"border-left: 3px solid #a2cd3b; padding-left: 15px; margin-bottom: 20px; color: #1c2536; font-weight: 500;\\\">Ce ne sont pas des concurrents: ce sont parfois des fournisseurs, d\\u2019autres fois des outils diff\\u00e9rents pour viser l&#8217;atteinte de vos objectifs. EDC couvre principalement le risque \\u00e0 l&#8217;exportation. Enfin, elle offre surtout des garanties de financement. Les assureurs priv\\u00e9s couvrent quant \\u00e0 eux l&#8217;ensemble du portefeuille (domestique et exportation) sous une seule police, avec surveillance continue des acheteurs.<\\\/p><p>Le meilleur montage combine parfois les deux univers, et le choix d\\u00e9pend de la structure de vos ventes, de vos march\\u00e9s et de vos besoins de financement. Nous travaillons avec les deux. Un courtier qui \\u00e9carte syst\\u00e9matiquement l&#8217;un ou l&#8217;autre vous en dit davantage sur ses priorit\\u00e9s que sur votre dossier.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Nous avons d\\u00e9j\\u00e0 une police. Pouvez-vous l\\u2019\\u00e9valuer?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p style=\\\"border-left: 3px solid #a2cd3b; padding-left: 15px; margin-bottom: 20px; color: #1c2536; font-weight: 500;\\\">Oui, et c&#8217;est souvent le point de d\\u00e9part. Une revue de police compare vos conditions actuelles au march\\u00e9: tarification, quote-part, franchise, d\\u00e9lais de paiements, exclusions, avenants. L&#8217;exercice prend g\\u00e9n\\u00e9ralement moins de deux semaines et ne vous engage \\u00e0 rien.<\\\/p><p>La mesure la plus r\\u00e9v\\u00e9latrice est aussi la plus rarement examin\\u00e9e: votre taux d&#8217;acceptation r\\u00e9el sur les demandes de limite de cr\\u00e9dit. Une police au taux imbattable qui refuse le tiers de vos demandes vous co\\u00fbte infiniment plus cher qu&#8217;une police correctement tarif\\u00e9e qui les accepte. Le prix se lit sur la facture. La performance se lit dans les d\\u00e9cisions de souscription.<\\\/p><table><tbody><tr><td style=\\\"width: 100%; padding: 25px; padding-bottom: 10px; border: unset;\\\">Demander une revue de police, sans frais, sans engagement.<\\\/td><\\\/tr><tr><td style=\\\"width: 100%; padding: 0 15px 20px 15px; border: unset;\\\"><a style=\\\"color: #122448; text-decoration: none;\\\" href=\\\"\\\/contact\\\"><button style=\\\"font-size: 12px;\\\">Parlez \\u00e0 un expert<\\\/button><\\\/a><\\\/td><\\\/tr><\\\/tbody><\\\/table>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-93a9f91 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"93a9f91\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-675ad9e\" data-id=\"675ad9e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2add787 elementor-widget elementor-widget-spacer\" data-id=\"2add787\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b3aa5fb\" data-id=\"b3aa5fb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-af06ece elementor-section-full_width rotator-wrap elementor-section-height-default elementor-section-height-default\" data-id=\"af06ece\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0909be8\" data-id=\"0909be8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d433bb5 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"d433bb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">One call.<br>\nMultiple insurers. <br>\nZero wasted time.<sup style=\"font-size: 12px\">\u00ae<\/sup><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01f8b7b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"01f8b7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">We don't represent an insurer. <br>\nWe represent your interests.<sup style=\"font-size: 12px\">\u00ae<\/sup><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-82b8b5c elementor-widget elementor-widget-spacer\" data-id=\"82b8b5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a542481 elementor-align-left elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"a542481\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/outlook.office.com\/book\/ConsultationonAccountReceivableInsuranceSecurCredit@NETORG11962844.onmicrosoft.com\/?ismsaljsauthenabled\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book an appointment<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04ed903 elementor-align-left elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"04ed903\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"mailto:info@securcredit.ca\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Questions?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Frequently Asked Questions Frequently Asked Questions about Trade Credit Insurance Everything you need to know about trade credit insurance, accounts receivable protection, and political risk coverage. Understanding the Product Understanding the Product What is trade credit insurance? Trade credit insurance is a policy that guarantees payment on your accounts receivable if a buyer defaults \u2014 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-4128","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FAQ Trade Credit Insurance | SecurCredit<\/title>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FAQ Trade Credit Insurance | SecurCredit\" \/>\n<meta property=\"og:description\" content=\"Frequently Asked Questions Frequently Asked Questions about Trade Credit Insurance Everything you need to know about trade credit insurance, accounts receivable protection, and political risk coverage. Understanding the Product Understanding the Product What is trade credit insurance? Trade credit insurance is a policy that guarantees payment on your accounts receivable if a buyer defaults \u2014 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/securcredit.ca\/en\/faq-trade-credit-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"SecurCredit\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-12T17:04:46+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/securcredit.ca\\\/en\\\/faq-trade-credit-insurance\\\/\",\"url\":\"https:\\\/\\\/securcredit.ca\\\/en\\\/faq-trade-credit-insurance\\\/\",\"name\":\"FAQ Trade Credit Insurance | SecurCredit\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/securcredit.ca\\\/en\\\/#website\"},\"datePublished\":\"2026-08-20T17:49:33+00:00\",\"dateModified\":\"2026-09-12T17:04:46+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/securcredit.ca\\\/en\\\/faq-trade-credit-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/securcredit.ca\\\/en\\\/faq-trade-credit-insurance\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/securcredit.ca\\\/en\\\/faq-trade-credit-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/securcredit.ca\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FAQ Trade Credit Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/securcredit.ca\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/securcredit.ca\\\/en\\\/\",\"name\":\"SecurCredit\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/securcredit.ca\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/securcredit.ca\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/securcredit.ca\\\/en\\\/#organization\",\"name\":\"SecurCredit\",\"url\":\"https:\\\/\\\/securcredit.ca\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/securcredit.ca\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/securcredit.ca\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/logo-securcredit.svg\",\"contentUrl\":\"https:\\\/\\\/securcredit.ca\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/logo-securcredit.svg\",\"width\":321,\"height\":66,\"caption\":\"SecurCredit\"},\"image\":{\"@id\":\"https:\\\/\\\/securcredit.ca\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"FAQ Trade Credit Insurance | SecurCredit","robots":{"index":"noindex","follow":"nofollow"},"og_locale":"en_US","og_type":"article","og_title":"FAQ Trade Credit Insurance | SecurCredit","og_description":"Frequently Asked Questions Frequently Asked Questions about Trade Credit Insurance Everything you need to know about trade credit insurance, accounts receivable protection, and political risk coverage. Understanding the Product Understanding the Product What is trade credit insurance? Trade credit insurance is a policy that guarantees payment on your accounts receivable if a buyer defaults \u2014 [&hellip;]","og_url":"https:\/\/securcredit.ca\/en\/faq-trade-credit-insurance\/","og_site_name":"SecurCredit","article_modified_time":"2026-09-12T17:04:46+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/securcredit.ca\/en\/faq-trade-credit-insurance\/","url":"https:\/\/securcredit.ca\/en\/faq-trade-credit-insurance\/","name":"FAQ Trade Credit Insurance | SecurCredit","isPartOf":{"@id":"https:\/\/securcredit.ca\/en\/#website"},"datePublished":"2026-08-20T17:49:33+00:00","dateModified":"2026-09-12T17:04:46+00:00","breadcrumb":{"@id":"https:\/\/securcredit.ca\/en\/faq-trade-credit-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/securcredit.ca\/en\/faq-trade-credit-insurance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/securcredit.ca\/en\/faq-trade-credit-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/securcredit.ca\/en\/"},{"@type":"ListItem","position":2,"name":"FAQ Trade Credit Insurance"}]},{"@type":"WebSite","@id":"https:\/\/securcredit.ca\/en\/#website","url":"https:\/\/securcredit.ca\/en\/","name":"SecurCredit","description":"","publisher":{"@id":"https:\/\/securcredit.ca\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/securcredit.ca\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/securcredit.ca\/en\/#organization","name":"SecurCredit","url":"https:\/\/securcredit.ca\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/securcredit.ca\/en\/#\/schema\/logo\/image\/","url":"https:\/\/securcredit.ca\/wp-content\/uploads\/2022\/10\/logo-securcredit.svg","contentUrl":"https:\/\/securcredit.ca\/wp-content\/uploads\/2022\/10\/logo-securcredit.svg","width":321,"height":66,"caption":"SecurCredit"},"image":{"@id":"https:\/\/securcredit.ca\/en\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/securcredit.ca\/en\/wp-json\/wp\/v2\/pages\/4128","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/securcredit.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/securcredit.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/securcredit.ca\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/securcredit.ca\/en\/wp-json\/wp\/v2\/comments?post=4128"}],"version-history":[{"count":5,"href":"https:\/\/securcredit.ca\/en\/wp-json\/wp\/v2\/pages\/4128\/revisions"}],"predecessor-version":[{"id":4165,"href":"https:\/\/securcredit.ca\/en\/wp-json\/wp\/v2\/pages\/4128\/revisions\/4165"}],"wp:attachment":[{"href":"https:\/\/securcredit.ca\/en\/wp-json\/wp\/v2\/media?parent=4128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}