Trade credit insurance is complex.
You don’t have to navigate it alone.

Trade credit insurance is complex.
You don’t have to navigate it alone.

Between hard-to-interpret policies, negotiations with insurers and the claims process, trade credit insurance can quickly become overwhelming. SecurCredit simplifies it all and helps you make better decisions — with greater clarity, strategy and control.

“Accounts receivable are more than a line on the balance sheet. They are often one of a company’s most valuable assets — with a direct impact on cash flow, borrowing capacity, profitability and sales growth.”

Robert Therrien
President & Founder, SecurCredit Inc.

About SecurCredit

Independent experts.
An entrepreneurial, finance-first approach.
Entirely at your service.

I founded SecurCredit so that manufacturing, distribution and service companies could finally have access to truly independent trade credit insurance brokers — specialists fully dedicated to their interests, free from the constraints of any insurer.

For nearly 25 years, I have guided business leaders and their teams through the strategic management of customer risk, working alongside the world’s leading credit insurers.

After nearly 20 years as Vice-President of Sales with a specialized trade credit insurer, I chose independence — to defend your interests with 100% client-focused neutrality, free from the constraints of any insurer.

Every program we structure begins as the answer to a financial question — rarely an insurance one.

years of expertise
0 +
in insured transactions
$ 0 B+

Why SecurCredit?

Why not deal directly with an insurer?

Dealing directly with an insurer means navigating a specialized market on your own: comparing options, interpreting clauses, negotiating terms, managing credit limits, preparing claims and defending your interests when things get complicated.

The differences between insurers — coverage, premiums, deductibles, exclusions, claims mechanisms — can have a major impact at the very moment you need protection most.

With SecurCredit at your side — your
specialized trade credit insurance broker.
  • The entire market compared for you
  • Terms negotiated in your favour
  • Clauses analyzed and explained with clarity
  • Hands-on support throughout your claims
  • A program aligned with your objectives and your financing
  • Ongoing strategic reviews
  • A 100% independent strategic advisor”

A solution shaped around you.

At SecurCredit, there is no
one-size-fits-all solution.

Every program is designed around your strategic objectives, your risk tolerance and your budget. We don’t hand you a standard policy: we build a structure with you that matches your business reality — exactly.


That is the real strength of working with our specialized trade credit insurance brokers: the flexibility to shape your coverage around your priorities — not around the constraints of a pre-packaged product or an insurer.

What we tailor for you

  • The scope — all or part of your receivables portfolio
  • The geography — Canada, the United States, international
  • The customers or markets included in, or excluded from, the program
  • Credit limits for each customer
  • The premium, coverage and deductible structure, built to fit your budget

01

Whole-portfolio coverage

Your entire sales portfolio is covered. Maximum protection and a complete view — ideal for companies with a broad customer base.

ALL SALES

02

Group of customers

A strategic segment, an industry, a territory or a group of key accounts. Coverage that follows your commercial logic — not the insurer’s.
 
TAILOR-MADE PORTFOLIO
 

03

Selective coverage

Some customers or markets included, others excluded. You concentrate protection where the risk is real — and your budget where it creates the most value.
 
TARGETED CUSTOMERS OR MARKETS

04

Single customer

A major account, a high concentration of risk or a new business relationship to secure. Targeted, precise and cost-effective coverage.
 
 
ONE INSURED BUYER

No structure is set in stone. We adapt it throughout the program as your business, your markets and your priorities evolve.

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